Every year logging routinely occupies either the first or second position as the statistical winner for most dangerous profession in the United States, since more accidents resulting in injury and fatality occur in the logging industry than virtually any other.
Adding to the severity of logging injuries is the fact that when logging injuries occur, they are almost always at locations remote from professional medical care. While emergency first aid can and is administered even in such rough terrain, it often takes a considerable amount of time for an injured logger to be transported to a medical facility for proper care.
Insurance for Logging Accidents
Most logging injuries fall into known categories, and some of these can be avoided simply by observing better safety precautions, but others are largely due to the setting in which the work takes place. Some kind of lumber insurance or construction liability insurance is absolutely necessary for a company conducting a logging operation, to cover the workmen compensation claims that will inevitably result from logging injuries.
Wood insurance covers another aspect of finishing kinds of aspects in the lumber industry, such as those occurring at lumber yards, millwork manufacturers, building material dealers and distributors, and plywood manufacturers. Sawmill insurance can cover those injuries occurring at sawmills, many of which relate to the heavy equipment used at such facilities.
Falling Object Accidents
Nearly a quarter of all logging accidents are due to falling objects such as logs, limbs, and entire trees, and these have the potential to be extremely serious injuries because of the impact from such great heights. These kinds of injuries statistically have required a recovery period of 90 days or longer, and generally fall into the workmen compensation area of insurance claims. Injuries similar to falling objects, those of flying objects, involve being struck by wood chips, bark, sawdust and other objects.
Accidents of this nature can often be avoided by checking targeted cut trees for dead limbs, observing wind conditions, and clearing the fall area before cutting. Emphasizing safety precautions, especially with less experienced loggers, can make them more alert to falling object hazards.
Struck By Object Accidents
The majority of these kinds of accidents involve loggers being struck by a chainsaw during kickback, the whiplash from tree limbs and saplings, and rolling logs. These also tend to be fairly serious in nature, resulting in long recovery times for the injured loggers.
Power saw kickback can often be avoided by ensuring that the blade is sharp and will not bind during a cut; this binding action is what triggers kickback. Working on the uphill side of loose logs will avoid being struck by a rolling log.
Falls on Site
There are a great many opportunities for falls to occur on a logging site, many of which are attributed to falling off skidders, loading platforms, and logging trucks. Other kinds of falls result from stepping in holes, tripping over logs, stumps, and branches, and slipping on wet leaves or loose rock. The circumstances which lead to these falls are not always controllable, because of the terrain itself, but some falls occur when loggers are running to escape falling trees as well.
Not all falls can be avoided, because of the rugged terrain in which logging is conducted, but constant reminders about safety precautions could eliminate some of these falls. This is especially true of those falls occurring when workers are mounting or dismounting from trucks and skidders. Those falls which occur when running to escape falling trees can mostly be avoided by having the logging crew plot a better escape route for when trees fall.
Pinching and Crushing Accidents
When workers are caught between objects, for instance logs, cables, and other equipment, it’s very easy for hands, feet, or other parts of the body to become severely pinched or crushed by the weight of those objects.
The best way to avoid situations like these is to be aware of the potential for crushing accidents between two objects. This is something that should be focused on during the busiest logging season, late spring and early summer. In addition, following accepted safety practices and procedures on site will reduce or eliminate many of the possibilities for these kinds of injury.
Motor Vehicle Accidents
There are always a number of accidents annually which are related to motor vehicle operation, i.e. trucks, bulldozers, skidders, and loaders, and these cause injury to the drivers, but may also result in property damage.
Extra caution should always be observed in wet weather conditions, and motor vehicle operation is a prime area for emphasis on extra safety around a logging site. All operators should be given additional training to make them aware of the potential for accidents, and to impart a ‘safety first’ attitude at all times.
While accidents may be avoidable, it’s always in your best interest to have a backup plan just in case. Work with the experienced brokers at Allied Insurance. For over 15 years, our wood products insurance specialists have helped hundreds of clients protect their bottom line. Contact us today, and get started creating your unique solutions driven approach to ensure that your company is protected.
*Allied does not deem this blog entry as a complete and thorough listing or overview of the above topic, and does not recommend it be primarily relied on. It only highlights some common issues and resolutions. For a thorough overview, please contact Allied’s Risk Engineering Division.